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To be sure, this instrument is difficult to use well. Capital requires no small measure of skill and guidance to manage effectively, and when it is employed injudiciously the results are often ruinous. At the leading edge of management practice, we have only begun to provide business owners and investors, not to mention managers of not-for-profits and other entities, the tools and training requisite for the effective use of capital in an increasingly uncertain world. ツIf we want to improve outcomes, we must broaden access to the capabilities required to attract capital and use it wisely.ツ
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