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Not only has the Bank of England recognised paper money is no longer fit for purpose, Transport for London has gone a step further and said it has entered a public consultation to stop taking cash on buses, while reports show cash payments have dropped by 20 per cent in 10 years. Cash also costs the economy 1.5 per cent of our annual GDP. Put simply, cash is inconvenient, it’s insecure, and it’s costly. The Bank of England should spare us the move to plastic and focus instead on online and digital forms of payment that suit the way we shop, work and live.
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