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This is the huge problem with the Great Man fallacy of central banking. It is used, by those who ought to know better, as an excuse to avoid doing painful things. Fed by credit and asset inflation under Greenspan, the U.S. failed to reckon with the hollowing out of its middle class, creating instead an economy too dependent on real estate jobs for those with fewer skills, and financial intermediation jobs for those with more. Similarly, Bernanke's creative work during the crisis has allowed the U.S. to more painlessly avoid reforming its financial system.
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